Money & taxes · Estimator

A New York property-tax estimate starts with the address.

Outside New York City, the assessor, school district, local government, village, and special districts can all affect the bill. Inside the City, the Department of Finance uses four tax classes. Start with the explanation, then use the estimator for a planning number.

Start with the real bill

Use the parcel record before the shortcut

Usually, the fastest way to understand a New York property-tax bill is to start with the parcel's current assessment and every bill tied to the address. The calculator's county, municipal, and school subtotal is useful for planning, but village and special-district charges can sit outside it.

Outside NYC

The bill starts with taxable assessed value, not the sale price.

The assessor sets an assessed value. Exemptions can lower the taxable part. The county, town or city, school district, village, and special districts can each add a separate line.

State guide to the property-tax calculation ->

Planning rate

A full-value rate puts places on the same market-value scale.

It is stated per $1,000 of market value. The state uses equalization to compare municipalities that assess property at different percentages of market value.

State explanation of equalization rates ->

Exact address

The school district, village line, and special districts can change the total.

A nearby home can sit in a different school or village. Fire, water, sewer, and other special-district charges may also appear on a separate county or town bill.

State municipal tax-rate data ->

STAR

A primary home may qualify for a break on the school-tax part.

The benefit may arrive as a state credit or appear as an exemption on the bill. This estimator does not subtract STAR or any other exemption.

State STAR benefit types ->

Ordinary example

A $350,000 home at $30 per $1,000

The county + municipal + school planning subtotal is $10,500. Do not call that the annual bill until you check the parcel's assessment, exemptions, village levy, and fire, water, sewer, or other special-district charges.

What changes the answer

The address: Crossing a school, village, or special-district line can change the bill.
The assessment: A recent reassessment, exemption, or successful grievance can change taxable value.
Classes or homestead rates: New York City and Nassau use property classes. Some other places split homestead and non-homestead rates, so a blended rate may not fit the parcel.

Do this next

Find the place Open the city, town, village, or county page and follow the assessor and tax-bill links for that address.
Compare the rate Use the state municipal dataset when you need a broad full-value comparison.
Check STAR Register, review your status, or confirm which STAR program applies to the home.

More money and property paths

Home & Property Money notes Quick reference NYC property tax STAR Equalization rates Assessment review and grievance Transfer and mansion tax Co-op vs. condo Local income tax Rent stabilization

Estimator

New York property-tax estimate

Outside New York City, this tool shows a market-value planning subtotal from the rate you enter. The City uses four classes, but every class estimate should start with taxable assessed value from the DOF record.

Market (full) value$A realistic sale price. We use it with a full-value rate to put this planning estimate on a common market-value basis.County + municipal + school full-value rate/ $1,000Per $1,000 of market value. The place pages use the state dataset's county, town/city, and school subtotal. Village and special-district charges can be extra.

Planning subtotal

$10,500

Monthly share of subtotal

$875

Rate used

3.00%

This is not an all-in annual bill. The state dataset behind the place pages combines county, town or city, and school rates on a full-value basis. A village levy and fire, water, sewer, or other special-district charges may sit outside that subtotal. Use the parcel's newest bills for the total.

STAR: if this is your primary home, the STAR program usually helps with the school-tax part of the bill. In New York City, Buffalo, Rochester, Yonkers, and Syracuse, the STAR exemption is reduced and applied partly to city taxes and partly to school taxes. Register or check your status at tax.ny.gov; it is not subtracted above.

This is a planning tool, not a bill. Outside NYC it can omit village and special-district charges. In the City it needs the correct taxable assessed value and does not subtract abatements. Confirm with your assessor (rest of state) or the NYC Department of Finance (the City).

Official sources

Where the estimator gets its footing

Outside New York City, the normalized planning rate comes from state full-value rate data. Inside the City, the class system and latest published rates come from the Department of Finance.

Data used: ORPTS 2025

Use this carefully: Reviewed July 2026. This is a planning estimate, not a tax bill. Confirm parcel details, exemptions, special districts, and current rates with the assessor or NYC Department of Finance before acting.

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